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Branch Credit Manager
IDFC FIRST Bank
Posted
4 weeks ago

Karatagi, Karnataka, India

Onsite

INR 50K

Full Time

Job Categories

Finance Management Banking Credit Consulting

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Sema Summary

As a Branch Credit Manager at IDFC FIRST Bank, you will oversee credit operations for rural areas, ensuring effective assessment and approval of credit applications. You will work closely with the branch team to establish and maintain client relationships while managing risks associated with lending. This full-time role requires a proactive approach to credit analysis and management.

About Company

IDFC FIRST Bank focuses on providing accessible financial services with an emphasis on rural and underserved areas. The bank aims to empower communities through responsible lending and innovative financial solutions.

Core Requirements

Bachelor's degree in Finance or related field
Experience in credit analysis
Strong analytical skills
Excellent communication skills
Ability to build client relationships

Responsibilities

Manage the credit approval process for the branch.
Assess credit risks of potential borrowers.
Guide team members on credit policies.
Identify opportunities for credit growth.
Ensure compliance with banking regulations.
Monitor loan performance and manage collections.
Collaborate with other departments to support client needs.

Must Have skills

Credit analysisRisk assessmentCommunicationAnalytical skillsClient management

Nice To Have Skills

LeadershipTeam collaborationProblem-solvingFinancial modelingTime management

Tools Knowledge Requried

ExcelCRM softwareBanking softwareData analysis tools

Job Keywords

credit analysisbranch managementfinancebankingrisk management

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